Comments for NV Loan Mod & Foreclosure Defense Attorney Malik Ahmad

Comment on You Can Do Your Own Loan Modification? by malik

malik — Wed, 10 Apr 2013 15:33:23 +0000

I already replied to this. Should you have any more question, please let me know.

Comment on Is Your Landlord In Foreclosure? by Marie Richardson

Marie Richardson — Sat, 16 Mar 2013 23:34:07 +0000

My foreclosure sale was on March 8 2013 how long can I stay , how much time I heard it was 90 days can you verify if is true. To found a place to live. Thank You

Comment on You Can Do Your Own Loan Modification? by malik

malik — Fri, 15 Mar 2013 02:19:37 +0000

Nine out of ten like them are scam. It is like going to get a lab test before you see a doctor. You don’t know what tests doctors is going to ask? What violations they can find? If your loan is 5-8 years old, most of the violations, if any, are time barred to start with. Also, his “attorney” cannot file anything because all attorneys have to (if you are in Nevada) approved, and in California, cannot pay any money upfront. Even if they find a violations, there cannot be any lawsuit based on these violations. Thousands of cases had been filed, and court had thrown away thousands on the same reason. A mortgage is also a promissory note, and a contract, and as such is binding on both the parties. You have to pay a mortgage every month according to the terms of the deed, and if you do not fail, the lender can foreclose it. Lately, and since the crisis years of 2005-2008, the lenders have been increasingly became very responsible, and are not making those generic mistakes, they used to do. I would suggest you pick up the phone yourself and call your lender, and find out if you qualify for a loan modification. If anyone tells you that you become a home owner based on some “present the note” non-sense, just hang up the phone because that is not true. If you can’t pay the mortgage, or if the lender does not modify, think about the alternate to loan modification.

Comment on You Can Do Your Own Loan Modification? by Kristi

Kristi — Fri, 15 Mar 2013 01:07:11 +0000

I have been talking to a person who said that he was a forensic professional who would look threw my mortgage papers to see if I was a victom of preditory lending. Is this a scam? He has asked me all kinds of questions over the phone and has waited untill I had the correct information in front of me so that I could give him the best information. He said that he does an initial consultation over the phone to see if there is any discrepencies ie grossley misstated income and non verification of income. If there is enough to meet the preditory lending guidlines he would build a report for my attorney. We are only going this direction because last year we applied for a loan modification and were denied because they said that we made to much money, wich is just not the case! Our mortgage payments are 66% of our income and we are self employed. In January of this year we had no business and used all of our savings for our business overhead and there was not enough to pay our mortgage. It is now march and we are just starting to get jobs again (construction) but we are still not able to pay our mortgage.

Comment on What Should You Do During the Foreclosure Process? by malik

malik — Tue, 08 Jan 2013 01:32:32 +0000

They are taking back the loan which can different meanings. It is best to show this to your attorneys

Comment on Nevada Foreclosure Laws Has Virtually Stopped All Foreclosure? by malik

malik — Tue, 08 Jan 2013 01:31:54 +0000

Thanks.

Comment on Nevada Mortgage Laws About Deficiency Judgment by malik

malik — Tue, 08 Jan 2013 01:31:33 +0000

Thanks.

Comment on How TILA can help you? by hanovermarealestate.blogspot.com

hanovermarealestate.blogspot.com — Fri, 21 Dec 2012 16:36:14 +0000

I go to see everyday some blogs and websites to read posts, except this website presents quality based writing.

Comment on What Should You Do During the Foreclosure Process? by malik

malik — Fri, 23 Nov 2012 00:00:20 +0000

Unfortunately, I can’t answer this question because of no or limited facts provided in your question.

Comment on How to strip second lien on your mortgage? by malik

malik — Thu, 22 Nov 2012 23:59:48 +0000

Thanks, including Happy Thanksgiving, and happy reading as well.

Comment on Nevada Foreclosure Laws Has Virtually Stopped All Foreclosure? by malik

malik — Thu, 22 Nov 2012 23:59:14 +0000

Thanks buddy, including of course Happy Thanksgiving, and happy reading.

Comment on Nevada Mortgage Laws About Deficiency Judgment by malik

malik — Thu, 22 Nov 2012 23:58:26 +0000

Thanks, and happy reading.

Comment on Show Me The Note Baby by malik

malik — Thu, 22 Nov 2012 23:57:38 +0000

Call them and find out. That is always where you start before you contemplate any other action.

Comment on Show Me The Note Baby by brandyc

brandyc — Wed, 14 Nov 2012 05:43:14 +0000

I have been working with my lender CitiMortgage on a modification. Today I noticed on the recorders site that they filed an assignment of mortgage on 10/18/2012. I purchased my home in 2008. Is that legal? What does it mean? They have absolutely no explanation whatsoever.

Comment on Nevada Mortgage Laws About Deficiency Judgment by Guran

Guran — Mon, 13 Aug 2012 06:56:08 +0000

Hello! My girlfriend forwarded me this link because he thought it’s cool and I have to agree with him. Really nice post you have here^^