We are hearing good news of homeowners fight against their predatory lenders. One such good news came from Massachusetts. Associated Press had reported (published in NY Times also in their August 11, 2011 issue) that Option One now known as Sand Canyon, agreed to make loan modification valued at $115 milliont to homeowners facing foreclosure. This lender has issued from 2004 through 2007 risky loans that did not document borrowers’ incomes to confirm they could afford the loans. Our readers may like to know that this lender is a subsidiary of H&R Block. They did not care of the general eligibility of homeowners and just based everything on their own model of not doing any loan modifications. Nearly 5,500 homeowners could get some relief on their loan payments under the settlement.