This is a good news from Massachusetts as mortgages will be adjusted for thousands of Massachusetts homeowners. This lawsuit was filed by black and latino homeowners against their supprime lender (Option One) for unfair, discriminatory and predatory lending practices. This lawsuit was filed against Option One which agreed to make loan modifications to the tune of $115 million dollar. This lender issued very risky loan which did not match with the borrower’s income as it had shown scant regard for their income and the affordability by them. All this lender cared if the borrowers can afford a payment in the earliery and introductory stage. (Teaser rate of 1%). As expected, nearly 5,500 homeowners would get relief from this settlement. Option One has employed AHMSI as servicer for this relief.